Aptila Capital

Our Businesses · 40% Target Allocation

Distressed Asset Investing

We acquire non-performing loan portfolios and distressed securities directly from banks and institutional holders, underwriting each position on its recoverable value rather than its distressed price.

The Opportunity

Non-performing loans get written down and moved off a bank's books long before their underlying collateral or cash flow potential is fully realized. That gap between accounting value and recoverable value is where we underwrite — not by buying broadly, but by pricing each position on its own workout path.

How We Execute

Recovery is a legal and operational exercise as much as a financial one: security perfection, restructuring negotiations, and, where necessary, enforcement. Our in-house legal capability is what makes underwriting distressed paper at scale possible rather than theoretical.